GoGreen Home connects California homeowners and renters with lenders to finance up to 100% of their energy upgrade costs.
From DIY projects and simple appliance upgrades to larger endeavors with contractors, GoGreen Financing covers all of your project possibilities.
We are part of the California Hub for Energy Efficiency Financing (CHEEF), a state-administered program working towards a cleaner and more energy-efficient California. Funds from investor-owned utility ratepayers power our program, and we partner with finance providers and local contractors to make it happen. CHEEF has also received funding from the California Energy Commission’s Equitable Building Decarbonization Incentive Program, which is part of California Climate Investments, a statewide program that puts billions of Cap-and-Trade dollars to work reducing greenhouse gas (GHG) emissions, strengthening the economy, and improving public health and the environment, particularly in Priority populations. CHEEF is administered by the California Alternative Energy and Advanced Transportation Financing Authority (CAEATFA), which is housed in the California State Treasurer’s Office. Learn more on the CAEATFA website.
The GoGreen Financing programs offer finance companies a credit enhancement in the form of a loss reserve. The loss reserve helps mitigate the risk for finance companies because they can access these funds in the case of a default. This allows the finance companies to offer more attractive terms – like lower rates, larger amounts to borrow, or longer time periods for repayment – than they otherwise could. The credit enhancement also allows finance companies to approve financing for a wider base of borrowers, such as homeowners with lower credit scores or small businesses with only a few years of operating history.
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